Getting turned down for a loan because of your credit score can feel like a full stop. But at our office in Tempe, we don’t stop there. If you’re a first-time homebuyer with less-than-perfect credit, we’re not focused on what went wrong. We’re focused on what we can fix. Our job is to help you […]
Thinking about buying your first home? That’s exciting—but before you start daydreaming about keys and couches, let’s talk about something that can make or break your ability to get approved: your credit. Too many first-time buyers unknowingly make credit mistakes that hurt their chances before they even get started. At Ramon Espinoza Home Loans, we […]
Your credit score is a huge factor when buying a home, and collections can have a serious impact on where you stand. If you’ve got a collection on your credit report, you might be wondering: “How bad is this?” or “Can I still get a mortgage?” Let’s break it down so you know exactly what […]
