Tag: Real Estate Agent

Looking at Homes First? That’s Totally Normal (And Fixable)

Posted on by Ramon Espinoza Home Loans
Looking at Homes First? That’s Totally Normal (And Fixable)

If you’ve already started browsing Zillow or stopping by open houses before talking to a lender, don’t worry—you’re not doing anything wrong. In fact, we see it all the time. People fall in love with the idea of owning a home and jump straight into the fun part: looking. It’s completely normal. The good news? […]

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Can You Apply for a Mortgage Without a Realtor?

Posted on by Ramon Espinoza Home Loans
Can You Apply for a Mortgage Without a Realtor?

Here’s a question we hear all the time: “Do I need a realtor before I can apply for a mortgage?” The short answer? No. You absolutely don’t. In fact, many buyers—especially first-timers—start with us first. And honestly, that’s how it should be. We’re in a market where buyers have more options, more negotiating power, and […]

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