Is a Fixed or Adjustable Loan Better for First Homes?

Is a Fixed or Adjustable Loan Better for First Homes?

Buying your first home is already a big enough decision. So when someone starts talking about fixed vs. adjustable-rate mortgages, it can feel like just one more thing to stress about. But this choice can make a major difference in your monthly payments and long-term financial comfort. At Ramon Espinoza Home Loans, we break it […]

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