Ramon Espinoza
Senior Loan Officer, Ramon Espinoza is also the Branch Manager. He is a licensed Loan Originator for the states of Arizona and New Mexico. Ramon has served the mortgage industry for 15 years and is proud to have helped more than 1000 clients achieve their American dream of home ownership. He holds his Arizona license and is a federally approved Loan Originator. He works diligently to offer the best mortgage program available for each and every client.

It is especially important for Ramon to help those with credit challenges such a: bankruptcy, foreclosure and/or collection issues. Everyone is unique in their mortgage needs and those with credit problems can be a bit more challenging, however it is important to know that there IS help for most everyone. Ramon holds a solid success ratio of financing customers with credit problems.

Another area of focus is working closely with builders and real estate agents to help them secure new leads and close more escrows. Ramon nurtures his professional relationships and provides continued communications, updates and timely closings for his clients.

Ramon holds his Bachelors Degree in Business Administration from the University of Phoenix and has served clients in Arizona and other states for the past 26 years. He was born and raised in Arizona and he lives in Chandler with his wife and children.

Shane Luensmann
A Senior Loan Processor in the mortgage industry for the past 10 years, Shane Luensmann has worked with Ramon Espinoza for the past 4 years. Shane’s well-honed experience in the mortgage industry has provided him the unique ability to recognize and solve potential issues on loan files, thus creating successful and timely loan closings for each client.

Shane and the team pursues the ultimate needs of each client, no matter what the circumstances might be. It is important that each client to walk away with the home of their dreams.

Originally from Iowa, Shane moved to Arizona in 2001, after living in Denver for 2 years. He currently resides in Scottsdale with his wife, daughter and son.

Clement Espinoza
Loan Administration Assistant, Clemente Espinoza, has focused his professional career in the area of Customer Service, with clients across the state of Arizona. His objective is to utilize a vast array of knowledge and skills to make your transition into home ownership as seamless as possible, and to meet your specific mortgage goals.

Learn the advantages of working with a licensed loan originator who goes the extra mile for you. Let’s talk today and we’ll get started on the right mortgage program for you: 602 738-6158.

Give us a call… we’re always glad to answer any questions you have.